1. Acceptance of Terms
By accessing or using the Divvl service at divvl.com (the “Service”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree to these Terms, do not use the Service.
These Terms constitute a binding legal agreement between you and Divvl LLC, a Missouri limited liability company (“Divvl,” “we,” “us,” or “our”).
2. Description of Service
Divvl is an estate planning and personal property distribution tool that enables families to inventory, evaluate, and fairly distribute personal property among heirs and beneficiaries. The Service includes:
- Item inventory management with photographs and descriptions
- AI-assisted value estimation and item identification
- Family member ranking and preference collection
- Allocation algorithms and conflict resolution tools
- PDF allocation reports and digital audit trails
- Email notification system for estate distribution rounds
The Service is intended for personal and family use in connection with estate planning and distribution. It is not a substitute for legal advice, a will, a trust, or probate court proceedings.
3. Accounts and Access
Account creation
To use the Service as an estate administrator, you must create an account with a valid email address and a secure password, or authenticate via a supported OAuth provider (Google, Apple). You are responsible for maintaining the confidentiality of your account credentials.
Invitation-based access
Family members and other participants access the Service through an invitation issued by the estate administrator. By accepting an invitation, you agree to these Terms.
Account responsibility
You are responsible for all activity that occurs under your account. Notify us immediately at support@divvl.com if you suspect unauthorized access to your account.
Accurate information
You agree to provide accurate information when creating your account or adding data to the Service.
4. Subscriptions and Payment
Plans
The Service is offered under the following plans:
| Plan | Price | Description |
|---|---|---|
| Free | $0 | Up to 25 items, 1 photo per item, 1 round, 90-day data retention |
| Standard | $129 | Up to 100 items, 3 photos per item, unlimited rounds, AI estimates, PDF report, 2-year data retention |
| Pro | $229 | Up to 250 items plus email notifications, digital acknowledgment, compliance audit PDF, anonymous ranking, AI conflict suggestions, 4-year data retention |
| Estate | $399 | Unlimited items plus AI room import, CSV bulk import, multi-property tagging, co-executor access, indefinite data retention (activity-based) |
Pricing is per estate. A new estate requires a new purchase.
Payment
Payments are processed securely through our payment processor. We do not store your payment card information. All prices are in U.S. dollars.
Refunds
We offer a 14-day refund on Standard, Pro, and Estate plans if you have not finalized an allocation round. After 14 days or after round finalization, no refund is available. Free plans are not eligible for refund. Contact support@divvl.com for refund requests.
Plan changes
You may upgrade your plan at any time. Downgrades are not permitted after data exceeding the lower plan's limits has been added.
Data retention and deletion
At the end of your plan's retention period, photographs are deleted and you will receive a 30-day advance warning. You may export all data at any time before deletion.
5. Acceptable Use
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Service for any fraudulent, deceptive, or illegal purpose
- Attempt to gain unauthorized access to any part of the Service or another user's account
- Interfere with or disrupt the Service or its infrastructure
- Upload content that is unlawful, harmful, defamatory, obscene, or that infringes on any third-party rights
- Attempt to reverse engineer, decompile, or extract source code from the Service
- Use automated tools to scrape or extract data from the Service
- Use the Service on behalf of a client or third party without disclosing that you are a service provider (contact us at support@divvl.com to discuss professional or B2B arrangements)
- Resell or sublicense access to the Service
6. Content and Intellectual Property
Your content
You retain ownership of all photographs, descriptions, and other content you upload to the Service (“User Content”). By uploading User Content, you grant Divvl LLC a limited, non-exclusive license to store, display, and process that content solely to provide the Service to you and your invited estate participants.
We do not use your User Content to train AI models.
Divvl intellectual property
The Service, including its software, design, algorithms, and documentation, is owned by Divvl LLC and protected by applicable intellectual property laws. These Terms do not grant you any rights to our intellectual property beyond the limited right to use the Service as described here.
AI-generated content
Value estimates, item descriptions, and other outputs generated by AI features of the Service are provided as suggestions only. They are not appraisals, legal opinions, or financial advice. Divvl LLC makes no representations about the accuracy of AI-generated estimates.
7. Privacy
Your use of the Service is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the data practices described in our Privacy Policy.
8. Third-Party Services
The Service integrates with third-party providers including Supabase, Vercel, Resend, Google, and Anthropic. Your use of those services is subject to their respective terms and privacy policies. Divvl LLC is not responsible for the practices of third-party providers.
9. Disclaimers
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
Divvl LLC DOES NOT WARRANT THAT:
- THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE
- ANY DEFECTS WILL BE CORRECTED
- AI-GENERATED VALUE ESTIMATES ARE ACCURATE OR SUITABLE FOR LEGAL OR FINANCIAL PURPOSES
- THE SERVICE IS A SUBSTITUTE FOR LEGAL ADVICE OR PROBATE PROCEEDINGS
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, Divvl LLC AND ITS MEMBERS, OFFICERS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF DATA, LOSS OF REVENUE, OR FAMILY DISPUTES ARISING FROM USE OF THE SERVICE.
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO Divvl LLC IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
11. Indemnification
You agree to indemnify, defend, and hold harmless Divvl LLC and its members, officers, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from:
- Your use of the Service
- Your violation of these Terms
- Your User Content
- Your violation of any third-party rights
12. Termination
By you
You may cancel your account at any time by contacting support@divvl.com. Upon cancellation, you may export your data within 30 days before it is deleted.
By Divvl LLC
We may suspend or terminate your account if you violate these Terms, engage in fraudulent activity, or for any other reason at our discretion with reasonable notice. We will provide at least 14 days notice except in cases of fraud, illegal activity, or security threats.
Effect of termination
Upon termination, your right to use the Service ceases. Sections 6, 9, 10, 11, and 13 survive termination.
13. Governing Law and Disputes
These Terms are governed by the laws of the State of Missouri, without regard to its conflict of law provisions.
Any dispute arising from these Terms or your use of the Service that cannot be resolved informally shall be resolved by binding arbitration in Missouri under the rules of the American Arbitration Association, except that either party may seek injunctive relief in court for intellectual property violations.
You agree to resolve disputes with Divvl LLC individually and not as part of a class action or class arbitration.
14. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes by email or by posting a notice on divvl.com at least 14 days before the change takes effect. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms.
15. Miscellaneous
- Entire agreement: These Terms and our Privacy Policy constitute the entire agreement between you and Divvl LLC regarding the Service.
- Severability: If any provision of these Terms is found unenforceable, the remaining provisions remain in full force.
- Waiver: Our failure to enforce any provision is not a waiver of our right to enforce it later.
- Assignment: You may not assign your rights under these Terms. We may assign our rights to a successor entity.
16. Contact Us
Divvl LLC
Missouri, United States
support@divvl.com
divvl.com